Auto Insurance Questions/Concerns..?
Question by BlueMyxer: Auto Insurance Questions/Concerns..?
This is for anyone that can help answer my questions for auto insurance, last night there was bad storm and large hail that dented my car in so many ways from the hood to the top of my car, I contacted my insurance provider to file out a claim and was advised an adjuster would contact me back within 24-48 hours? is this how claims works out? I currently have Lindsay General Auto Insurance from getautoinsurance.com, can anyone tell me the steps and procedures that will occur the next few days (whats gonna happen?) or what usually happens?
Best answer:
Answer by don r
The adjuster will examine the damage and offer you a settlement based on the extent of loss and the value of the vehicle. They sometimes make out a check, and other times they advise you the cost of the damage and allow you to have repair done up to that value. If the cost of repairs exceed value of the car, they will “total it out” and offer to pay all that to you as you surrender the car to them.
Know better? Leave your own answer in the comments!
