Question by tim m: how much should i pay for full coverage auto insurance?

27 year old male driving 2002 ford ranger accident in 2003 accident and ticket-driving too fast for condition crashed on a snowy night in 2007 and driving on median in 12/09 currently paying 550 every 6 months w state farm

Best answer:

Answer by Jakester
Your location and car are also factors that an accurate quote would consider, I just had a glance at the state of N.Y. Insurance Dept sample rates, they showed relatively high prices for State Farm, they showed rates for one of the companies with a mascot that were 1/2 as much. It’s common to see a 4/1 range of prices among all the companies that operate in a given state, these dramatic variation in prices remind one to shop around, don’t assume your getting a ‘standard’ price.

Give your answer to this question below!

Question by caffeinemama: can you lease a 2006 car and not have some kind of auto insurance in the state of michigan?

my daughter leased a 2006 suv in michigan and somehow she did not have auto insurance on it when she hit a tree – is it possible to lease a car and not have some type of coverage by the driver or the dealer in the state of michigan.

Best answer:

Answer by Kiffin # 1
I would think that the lessors would have some coverage on their investment. Check the lease contract; I’m sure any details would be included therein. Good luck!

Give your answer to this question below!

There are different business auto insurance companies, I’ve heard Erie insurance is one of the best ones, do you know of any other companies that might be better or similar? thanks

Best answer:

Know better? Leave your own answer in the comments!

Question by : Does getting a auto loan for a used car make car insurance more expensive?

im getting quotes and it seems if i get a loan insurance is a lot more..anyone elaborate?

Best answer:

Answer by mccoyblues
If you have a loan the lender will require full coverage insurance. They have to protect their investment and lower their risk. Obviously a full coverage policy is going to cost more than basic coverage hat you can buy on your own.

Add your own answer in the comments!

Question by shaawanwa: What does ‘first person” coverage mean in auto insurance?

Best answer:

Answer by lucy
in simplistic terms you are the one with the contract with the insurance company.

3rd party does not have a contract with your company, but can file a claim for liability either of their auto or injuries if you are found at fault in an accident.

as 1st person, the insurance contract spells out specifically your rights.
ie; coverage
what to do in an accident
any exclusions etc.

their duties are to you 1st since you have the contract with them. in most accidents, the insurance prefers to talk to their own insured 1st then to the 3rd party.

hope that makes sense

Add your own answer in the comments!

Question by bobbythomasjr: What auto insurance company will start policy without downpayment up front?

Best answer:

Answer by murrayc
most will bill you

Know better? Leave your own answer in the comments!

I can’t find a policy under 00, Or even anything under 0 a month. Houston Sucks!Im 18 and I pay more than anybody in my entire family.

Best answer:

Answer by lilcrazykev2
state farm

Know better? Leave your own answer in the comments!

Question by graycat: Can a parent insure a grown child’s car on their auto insurance?

Best answer:

Answer by butterfly200320
yes my husbands mother did it for him

Add your own answer in the comments!

Question by Jeremy: How much can you lie while obtaining new auto insurance?

I’d like to know… Whenever you’re trying to obtain new auto insurance they take your driver’s license number & social security number.. You’d think that they could look up any tickets/accidents you’ve gotten into. BUT, why do they ask?

If you “forget” an incident, will they find out?

This is coming from a 21 year old who was already paying ,200 over 6 months for insurance and was involved in an rear-end collision doing 15 in congestion on the interstate, now my premium is 00 for 6 months.

Best answer:

Answer by rockbase
First they can tell, so why do they ask…easy.
They ask you, you lie, they give you insurance and you make first payment, they catch your record and then charge you max which you have to pay because you lied. Its higher then maybe you would have paid, they get you at the highest price they can charge where as before you might have walked away because of the high price.

What do you think? Answer below!

Question by kolorz: will full coverage auto insurance cover bodily injury?

the person was hit on a bicyle and their shoulder was broken.

Best answer:

Answer by trooper3316
“Full” coverage generally has three provisions: Liability, Comprehensive, and Collision.

Liablity takes care of others when you are at fault. Comprehensive would be hail damage, vandalism, etc. Collision covers your car in an accident.

A full coverage policy would cover bodily injury to someone else under the liability provision.

Add your own answer in the comments!