Geico Auto Insurance Full coverage Claim question? plz help!!!?
Question by : Geico Auto Insurance Full coverage Claim question? plz help!!!?
I have FULL coverage for my 2007 car which is on Geico Auto insurance for almost a year now. I don’t use this car most of the time. Maybe once a month or so. Today, I drove it to work and when I was leaving the car in the parking lot, I noticed some dents (like hail damage) Its maybe about 20 of them on the right side of the car. Its shows and its just dents like hail damage BUT it did not damage the paint tho. Just small one inch dents and dots.
I don’t know when it happened. It could have happened during to recent Irene storm or maybe some one damaged the car ( its looks like some one had a metal chain and hit the car) idk, maybe!
But I am not sure when it happened or how it happened. It must have happened during last 2 months but I didn’t noticed it until now.
So, since I have full coverage, does Geico will pay for it? What should I tell them since I don’t know when and how it happened?
Best answer:
Answer by oklatom
Yes, they will pay less your deductible.
As to what you should tell them, the truth, that you just noticed it.
What do you think? Answer below!
January 28th, 2012 at 3:53 am
If you have no idea, then you can tell them you have no idea. The appraiser that looks at the car can usually determine if it is collision related or not. The company will pay you accordingly with the corresponding deductible applied. If you have the same deductibles for comp and collision it wont matter at all. If you think you have a good idea of how it happened tell them.
Good Luck!