All Auto Insurance Info

by Green Idea Factory

Question by armen: How long do insurance companies keep auto accident records?

Best answer:

Answer by rowlfe
Before the advent of computers, it was not practical to store very many records and it was a huge chore to search, so they kept a few years at best. NOW, with mass data stored in computers, there is no limit and virtually NO chance any data will be “lost in the shuffle” as happened with the paper documents. The answer is: for all practical purposes, FOREVER.

Know better? Leave your own answer in the comments!

Question by : Geico Auto Insurance Full coverage Claim question? plz help!!!?

I have FULL coverage for my 2007 car which is on Geico Auto insurance for almost a year now. I don’t use this car most of the time. Maybe once a month or so. Today, I drove it to work and when I was leaving the car in the parking lot, I noticed some dents (like hail damage) Its maybe about 20 of them on the right side of the car. Its shows and its just dents like hail damage BUT it did not damage the paint tho. Just small one inch dents and dots.

I don’t know when it happened. It could have happened during to recent Irene storm or maybe some one damaged the car ( its looks like some one had a metal chain and hit the car) idk, maybe!

But I am not sure when it happened or how it happened. It must have happened during last 2 months but I didn’t noticed it until now.

So, since I have full coverage, does Geico will pay for it? What should I tell them since I don’t know when and how it happened?

Best answer:

Answer by oklatom
Yes, they will pay less your deductible.

As to what you should tell them, the truth, that you just noticed it.

What do you think? Answer below!

by number657

Question by : For auto insurance in CA, do I have to have “Uninsured Motorist Bodily Injury” coverage?

For auto insurance in CA, do I have to have “Uninsured Motorist Bodily Injury” coverage? Is this one important? Thank you!

Best answer:

Answer by awakeatdawn
No you don’t have to have it to drive legally, but it can be useful in some areas. If you are in an accident with someone who does not have liability insurance (illegal to drive this way) Uninsured motorist coverage will pay for the damages. If you don’t have this coverage, and they don’t have insurance, you are stuck paying for the damage yourself. You can always try to sue, but you can only take money if they have money. This insurance will pay for your bills if you are harmed in an accident with an uninsured motorist. Only you can decide if it is worth it.

Give your answer to this question below!